Credit Card Processing

Hand holding a credit cardThis is the most popular member service we offer!

SDRA has offered credit card processing to our members for over 30 years. Over 1,000 South Dakota Retailers Association members process credit cards through our program, with volume topping $165 million per year.


Features of this program include:

  • Low, competitive rates
  • Low equipment costs
  • No monthly minimum fees
  • Ability to process with a mobile device
  • Internet processing
  • Gift Card Options    

We will be happy to provide you with a free, no-obligation quote. Just call SDRA at 1-800-658-5545 and ask for Carrie or Seanna, or contact us via email.

Information for SDRA members who are signed up for credit card processing through Vantiv Integrated Payments

Online access to your account
You can access your Vantiv bankcard account online.  Vantiv’s Core Reporting Program is a powerful web-based reporting tool that gives merchants all their account data and activity online at  Your User Name is your merchant number and your temporary password is your Federal Tax ID number (without leading zeroes). 

This online reporting tool provides merchants with constant and secure access to all payment transaction information including card searches, authorizations, sales, batch history, payment history, statements, retrievals and charge backs.

Required security compliance

The credit card industry has implemented security compliance requirements called Payment Card Industry Data Security Standard or PCI DSS to protect against cardholder data breaches. 

ALL MERCHANTS MUST comply and validate compliance on an annual basis.  Vantiv makes it easy for you to validate your PCI DSS compliance.  Simply visit and answer a Self-Assessment Questionnaire (SAQ) to validate your compliance.  If you are not PCI Compliant you will be assessed a non-compliance fee of $18.95 per month.

Vantiv History: A Trusted Source for Processing

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