Business Insurance

UFG LogoYour dedication to your business has its own rewards.

SDRA members have access to a business insurance program written through United Fire Group (UFG).

SDRA members insured in this program receive:

Best-in-class service

Members of SDRA will receive UFG's best-in-class service and convenience at no extra cost.

Products and services designed for the retail trade

Products and services provided to SDRA members through UFG have been designed for the retail trade industry. UFG knows that every business is different with a variety of needs - UFG can customize a policy to ensure you receive the perfect solution for your business.

Coverages available*:

  • Commercial General Liability
  • Property Coverages (Buildings, Business Personal Property)
  • Inland Marine
  • Commercial Auto
  • Commercial Umbrella
  • Equipment Breakdown
  • GaragePro Coverages for Auto Repair/Auto Body shop operations
  • BusinessOwners Policies (BOP) 
  • Internet Security and Identify Theft Services

*Please consult with your local agent who can help you customize a solution to your business insurance needs.

Preferred pricing exclusively for SDRA members

Business owners taking part in this program have the opportunity to receive preferred pricing, a benefit availalble only to SDRA members.

Opportunity to earn a safety group dividend*

You work hard to develop and maintain a quality business - you should be rewarded for your dedication. Each policyholder is eleigible for the opportunity to earn a safety group dividend, once certain program requirements have been met.

(*Dividends are not guaranteed, and are earned based on the loss ratio for the group, subject to approval by UFG's Board of Directors.)


Contact the SDRA office to learn more about this program or to receive a free no obligation quote: services@sdra.org