The South Dakota Retailers Association endorses RTW, Inc. for workers compensation insurance coverage for our members.

   Among the advantages of RTW:

- AM Best Rating: A (Excellent)
- They write only workers' comp and specialize in the small "main street" business market
- Low Loss Cost Multiplier in addition to a 5% Association discount on all policies
- Dividend Program
- Excellent job of managing claims, with nurses assigned to all Lost Time Claims
- Written by independent agents throughout South Dakota
- Can be packaged with SDRA's BOP Program with Austin Mutual Insurance
- Managing General Agent for the program is Insurance Benefits, Inc. of Sioux Falls

Eligible Businesses
200 Eligible Class Codes including: general mercantile (retail), restaurants, fast foods, hotels/motels, resorts, grocery stores, auto repair, convenience stores, offices, and more.
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For more information:

    For more information, call SDRA at 1-800-658-5545 (224-5050 in Pierre) and ask for Brittney, or contact her via email.